Johnson, et al. v. American Family Insurance Company, et al.
In The Circuit Court Of St. Louis County State Of Missouri
Case No. 24SL-CC00378
In The Circuit Court Of St. Louis County State Of Missouri
Case No. 24SL-CC00378
Johnson, et al. v. American Family Insurance
Company, et al.,
Case No. 24SL-CC00378 (St. Louis County. Cir. Ct.)
A Court authorized this settlement website. This is not a solicitation from a lawyer.
You are not being sued.
PLEASE READ THIS WEBSITE CAREFULLY
A Settlement has been reached in the case Johnson, et al. v. American Family Ins. Co., et al., No. 24SL-CC00378, (Cir. Ct. Mo.), entitling Settlement Class Members to payment of amounts for deductions applied in the valuation of total loss insurance claims paid by the Defendants.
In a class action, one or more people called “Class Representatives” file a lawsuit on behalf of other people who have similar claims. This avoids the necessity for a large number of people to file similar individual lawsuits and enables the court system to resolve similar claims in an efficient and economical way.
This Lawsuit alleges that the Defendants breached their contracts (insurance policies) by failing to pay Plaintiffs and other insureds who submitted physical damage claims for their vehicles during the Class Periods—and which resulted in a Total Loss Payment—the “actual cash value” of their total loss vehicles. Specifically, Plaintiffs alleged that Defendants’ Settlement practice of applying typical negotiations deductions ("TNDs") in valuation reports to Settlement Classes was improper. The Defendants maintain that they complied with the terms of the insurance policies and applicable law and deny that they acted wrongfully or unlawfully and continue to deny all material allegations.
| YOUR LEGAL RIGHTS AND OPTIONS IN THIS LAWSUIT |
| ACTION | EXPLANATION | DUE DATE |
| SUBMIT A CLAIM FORM | You may submit a Claim Form for recovery of the TNDs applied relative to your Total Loss Payment. If you received a notice in the mail, the Class Notice included a pre-filled Claim Form. You can submit a claim by signing the Claim Form, carefully tearing at the perforation, and putting the Claim Form in the mail or you may complete a Claim Form online and submit it here. | September 23, 2024. |
| ASK TO BE EXCLUDED | You have the right to not be part of the Settlement by excluding yourself or “Opt Out” of the Settlement Class. You do not need to hire your own lawyer to request exclusion from the Settlement Class. If you exclude yourself from the Settlement Class, you give up your right to receive any benefits as part of this Settlement, and you will not be bound by any judgments or orders of the Court, whether favorable or unfavorable. However, you will keep your right to sue any of the Defendants separately in another lawsuit if you choose to pursue one. | July 19, 2024 |
| OBJECT | If you think the terms of the Settlement are not fair, reasonable, or adequate to the Settlement Class, you may file a written objection to the terms of the Settlement. If you object to the terms of the Settlement, you cannot request exclusion from the Settlement. If you object to the terms of the Settlement and your objection is overruled, you will be bound by the terms of the Settlement and all rulings and orders from the Court. | July 19, 2024 |
| DO NOTHING | You will be included in the Settlement but receive no benefits. | No deadline |
